1. Confirm that you are on the new-flat route
This page is about HFE preparation for HDB’s next November BTO exercise. For resale, SBF, or a changed household situation, recheck the relevant HDB Portal route.
Housing prep · 24 September 2026
November BTO HFE documents: what to finish before 25 September
Tomorrow is not a BTO launch date. It is HDB’s early-preparation marker for people intending to join the November BTO exercise: apply early for HFE and submit all required documents by 25 September. Get the household, income and financing details in order, without treating this reminder as approval or ballot certainty.
Four useful things to finish today
2. Start or check HFE in My Flat Dashboard
HFE sets out eligibility to buy, and the CPF Housing Grants and HDB housing loan amounts you may be eligible for. Sign in only through the official HDB Flat Portal / My Flat Dashboard.
3. Complete what the portal asks for
Provide the identity, household, income, CPF/assets or other supporting records HDB requests for your actual circumstances. Do not guess a universal document list—follow the portal’s request.
4. Save the status and next action
Make sure the application is submitted, rather than left as a draft or a request for more information. Keep the confirmation; if income, finances or household details change later, follow HDB’s instructions instead of relying on an old assumption.
Keep these three things separate
| Item | Correct reading | It is not |
|---|---|---|
| 25 Sep | HDB’s early-preparation recommendation | It is not the November BTO opening date and does not promise an HFE decision by a particular date. |
| HFE | An upfront view of eligibility and possible grants/loan amount | It is not a ballot result, flat selection, loan disbursement or final-price promise. |
| November BTO | HDB moved the next sales exercise from October to November | About 7,960 flats in Bedok, Geylang, Sembawang, Tengah, Toa Payoh and Yishun were announced; projects and details remain subject to the launch announcement. |
A 20-minute after-work version
- Sign in with Singpass to HDB My Flat Dashboard and check that HFE reads submitted—not draft.
- Read every outstanding-document request and notification; agree with co-applicants who will supply each item.
- Decide whether to compare an HDB loan with bank in-principle approval. You can concurrently seek IPA from one or more participating financial institutions, but IPA is not HFE.
- Keep the submission receipt, request deadlines and official HDB page together. Use only a site you entered yourself on .gov.sg / HDB; be cautious of paid ‘agents’ or urgent document text messages.
Related SGBook guides
Official routes and this check
Checked 24 Sep 2026. HDB’s latest announcement says the sales exercise moved from October to November and encourages prospective applicants to complete HFE documents by 25 Sep. Weather does not affect online submission, but MSS forecasts thundery showers this afternoon and through 27 Sep—leave a buffer if organising documents or travelling for related tasks.
Last checked: 24 Sep 2026