Relocation checklist / Address change

Change address after moving in Singapore: ICA, mail, bank and utilities checklist

Rechecked 15 Jul 2026: an ICA address change does not mean every private account has updated. Treat the move as three separate jobs: complete the official address process, keep important mail reachable, and then update each bank, insurer, telco, utility and delivery account. This checklist is designed for the first 28 days after handover.

Who this is for

For Singapore citizens, PRs, ICA-issued long-term pass holders, and households moving together. Work Pass or Student's Pass holders should start from ICA's page for their specific pass rather than assuming the IC workflow applies.

Must Do / Should Do / Later

Must Do

Complete the ICA route that applies to you and make sure the new letterbox can receive the PIN mailer. Never give a mover, agent or landlord your Singpass credentials or verification codes.

Should Do

Keep safe access to the old letterbox or buy short-term redirection while you update banks, insurance, telcos, utilities and important senders.

Later

Clean up low-risk shopping, loyalty, food-delivery and subscription profiles after cards and essential bills reach the new home.

ICA eCOA: complete the core process

StageAction
After movingIC holders must report the new residential address within 28 days; ICA currently lists no fee.
Apply onlineSign in with Singpass. Apply alone or as main applicant with up to four people moving to the same address.
Group consentSub-applicants use the gov.sg SMS prompt to consent in the e-Service within five days.
Verify the homeICA posts the main applicant a six-digit PIN at the new address; enter it in the e-Service.
Address stickerAfter success, ICA posts new-address stickers for applicants to place on their ICs.

Is paid mail redirection worth it?

Price checked 15 Jul 2026Best use
S$0Use safe access to the old letterbox for 2–4 weeks and log each sender if few important letters are expected.
S$21.80SingPost's current first-month rate to a local residential address; useful while waiting for cards or official mail.
S$32.70Second month; renew only if an important sender still uses the old address.
S$43.60/monthSubsequent months; fix sender records instead of using redirection as a permanent solution.

Update in three passes

Same day: identity and security

  • ICA eCOA or the route for your pass
  • Check name, unit number and postal code
  • Secure the new letterbox; never share Singpass or the PIN
  • Confirm each household member separately

First week: money and home

  • Banks, cards and the bank linked to PayNow
  • Insurance, healthcare and emergency-contact records
  • SP utilities: close old and open new; SP advises seven business days' lead time
  • Broadband, mobile, employer/HR and landlord or management correspondence

Within two weeks: daily accounts

  • Default and saved addresses in shopping checkouts
  • Food delivery, groceries, pharmacy, pet and child-supply accounts
  • School/childcare or memberships: update contact records without assuming eligibility changes
  • Airline, hotel, mall loyalty and subscriptions

Watch-outs

  • Changing a default address but leaving the old home saved at checkout.
  • Returning the old keys while cards or official letters are still going there.
  • Submitting a group application without checking every consent within five days.
  • Letting a third party handle a PIN mailer, Singpass Face Verification or SMS link.
  • This is not legal advice and does not promise that any provider syncs automatically.

Continue your move setup

FAQ

Will banks update after ICA does?

Do not assume so. ICA manages the official address; every bank, insurer, telco and merchant has its own process. Confirm in its official app or support channel.

Can a family update together?

ICA currently lets a main applicant include up to four sub-applicants moving to the same address. Each sub-applicant must consent within five days.

Is mail redirection compulsory?

No. It is a risk buffer, not a substitute for updating senders. It is more useful when the old letterbox is inaccessible or important physical mail is pending.